That’s right, free of charge. Your credit report is a record of your credit activity and credit history. It is prepared by a credit reporting body at your request, or at the request of a credit provider when you apply for credit. Know where you stand with your score to get you a better deal and save you money. Your free credit score allows you to:

• Know where you stand before getting a loan
• Compare and get better deals
• Learn to improve your credit reputation
• Check and protect from identity theft and fraud

To access your credit report, download the PDF guide at https://goo.gl/RTxgYv

For more information, please visit https://www.creditsmart.org.au.